How much does assisted living cost in Minnesota in 2026?
The median is $6,573 per month ($78,876 per year) according to the CareScout Cost of Care Survey published in March 2026. Most communities charge between $5,250 and $7,900 per month depending on location, apartment size, and care level. Twin Cities metro communities generally price above Greater Minnesota.
Does Medicaid pay for assisted living in Minnesota?
Yes — through customized living. The Elderly Waiver (65+), CADI waiver (55+), and Brain Injury waiver (55+) all pay for the service side of assisted living for people who qualify for Medical Assistance and meet a nursing-home level of care. Room and board is paid separately, often with help from Housing Support.
What is the difference between assisted living and customized living?
Same building, different vocabulary. “Assisted living” is the licensing and marketing term; “customized living” is what Minnesota’s waiver programs call the bundled services they purchase in that building. If a community says it accepts Elderly Waiver or CADI, it is providing customized living.
How do I get a waiver to help pay for assisted living?
Start with a MnCHOICES assessment — call your county or tribal nation’s aging and disability intake line and ask for one. It is free, and it determines both financial eligibility and level of care. For people 65+ already on Medical Assistance through a health plan (MSHO or MSC+), the plan’s care coordinator handles the assessment and authorization.
What does memory care cost in Minnesota?
Roughly $8,200 per month as an estimate — memory care typically runs about 25% above standard assisted living because of higher staffing and a secured dementia care unit. Elderly Waiver customized living rates can also cover eligible residents in dementia-focused settings.
Is assisted living cheaper than a nursing home in Minnesota?