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55+ Customized Living Providers in Minnesota

Newer Minnesota customized living settings may only serve CADI and BI clients 55 and older. See the rule, the options under 55, and 55+ settings by county.

About This Waiver

What the 55+ Waiver Covers

In Minnesota, "55+" is more than a housing preference — it is a licensing rule that shapes where waiver clients can be placed. Customized living settings that enrolled with DHS on or after January 11, 2021 may only serve people on the CADI and BI waivers who are age 55 or older; DHS blocks authorizations for younger clients in these settings and publishes a monthly list of them. For case managers, that means clients aged 55–64 on CADI or BI have a dedicated pool of eligible assisted-living-style settings — and finding one with an actual opening is the hard part. Once a client turns 65, the Elderly Waiver typically takes over and the restriction no longer applies.

Who qualifies

The 55+ restriction applies to customized living under the CADI and BI waivers in settings enrolled on or after January 11, 2021. Clients under 55 can still receive customized living in settings enrolled before that date, or residential services in a CRS group home or adult foster care. Eligibility for the underlying waiver runs through a MnCHOICES assessment with the county or Tribal Nation.

New to waivers? Read our guide to Minnesota waivers and how to apply.

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Common Questions

55+ Waiver FAQs

What does the 55+ customized living rule actually say?

Customized living settings whose DHS enrollment shows they became operational on or after January 11, 2021 may only serve CADI and BI waiver clients who are 55 or older. The limit is programmed into MMIS, so a service authorization for a younger client in one of these settings simply will not go through. DHS updates its list of 55+ settings monthly.

My client is under 55 and on CADI — what are the options?

Three paths: a customized living setting enrolled with DHS before January 11, 2021; a 245D community residential setting (CRS) group home; or adult foster care. Note also the 2021 moratorium: no new CADI or BI customized living settings serving four or fewer people in single-family homes — that inventory is capped, which makes live openings data even more valuable.

How do 55+ placements actually happen in Minnesota?

It starts with a MnCHOICES assessment through the county or Tribal Nation. For clients 55–64, a county case manager coordinates CADI or BI services. At 65+, most people move to the Elderly Waiver through MSHO or MSC+ managed care, where the health plan’s care coordinator authorizes the placement. Families can also get free options counseling from Minnesota Aging Pathways (formerly the Senior LinkAge Line) at 800-333-2433.

Who pays the rent in a 55+ customized living setting?

The waiver pays for services, never rent. Room and board comes from the client’s income, and low-income clients often qualify for Housing Support (formerly GRH), which pays a monthly room-and-board rate in assisted living, adult foster care, and board and lodge settings.

Does the 55+ rule apply to Elderly Waiver placements?

No. The restriction is specific to CADI and BI customized living in newer settings. Elderly Waiver customized living (65+) is not affected, and the 2021 single-family-home moratorium also does not apply to EW.

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55+ Assisted Living on CADI and BI Waivers in Minnesota